Banks are often in the dark or need manual processing to analyze each guaranteed loan, which is timing consuming and error-prone. Once a business entity fails on a guaranteed loan, the ripple effect could affect dozens of other linked (chained) businesses.
Manual process is not only cost-ineffective but also un-scalable. This hinders banks to grow their corporate businesses.
Deep Graph Traversal
Corporate loan guarantee chains or rings may involve many corporates, making the overall chaining structures highly complicated. The only ideal solution for fast and crystal-clear cross-loan status monitoring is with deep graph traversal/penetration.
Ultipa Graph combines the sheer graph computing power with great visualization that offers banks wholistic view of all their loans and risk factors, and empowers them to deep dive into any chaining loan structure to find out more under the hood.
By combining with 3rd party data sources, such as court filings, government penalties or SNS sentiment analysis, it’s possible to identify any imminent risks associated hot-spot corporate that is involved in loan chainings or rings – so that bank can be alerted to take actions to avoid major losses.
Real-time risk calculation of any loan, help mining information instantly.
Visualize and interactively explore any attached loan entity.
Identify high-risk and core business identifies, and their hidden relations.